Number of household UAS members besides the respondent
Sample frame of recruitment batches
Recruitment batch (vendor, date)
Primary respondent or not
Hardware provided
Survey language
Survey start date
Survey start year
Survey start month
Survey start day
Survey start hour
Survey start minute
Survey start second
Survey end date
Survey end year
Survey end month
Survey end day
Survey end hour
Survey end minute
Survey end second
Gender - Male
Year of birth
Age
Age range for missing age
US citizen
Born in the US
State born - FIPS coding
Country born
Unlisted country born
Immigrant status
State residence - FIPS coding
2010 Census Tract Rural-Urban Commuter Area (RUCA) Code
Marital status
Living with partner
Highest level of education
Spanish/Hispanic/Latino
Spanish/Hispanic/Latino group
White
Black
American Indian or Alaska Native
Asian
Hawaiian/Pacific Islander
Race
Currently working
On sick or other leave
Unemployed - on layoff
Unemployed - looking
Retired
Disabled
Other Labor Force Status
Labor Force Status
Employment type
Work full-time or part-time
Hours of work per week
Household income
Whether any other HH member
Number of household members besides R
Date of last MyHH
MONTH/YEAR ONE YEAR AGO FROM PRESENT
current age
survey version
satisfaction current financial situation
rate credit score
stress because of finances
income varied month per month
how compares total income to total spending
how paid bills over last 12 months
Put it on my credit card and pay it off in full at the next statement
Put it on my credit card and pay it off over time
With the money currently in my checking/savings account or with cash
Using money from a bank loan or line of credit
By borrowing from a friend or family member
Using a payday loan, deposit advance, or overdraft
By selling something
I wouldnt be able to pay for the expense right now
Other, please specify: q043_other
how pay emergency expense
how long could cover expenses
how confident doing what needed to meet long term goals
Employer-provided retirement account (such as a 401k, 403(b) or Thrift Savings P
Retirement account (such as a traditional IRA or Roth IRA) frequency
Bonds or certificates of deposits (CDs) frequency saving
Savings in cash not held in account frequency
Other investment accounts allow invest in stock market frequency
Other save frequency
shuffled array for q070 table
Cashed a check
Sent money to friends or family living outside the US
Took out payday loan or received payday advance loan
Used a pawn shop loan
Used rent-to-own services
Took out a tax refund anticipation loan
debt payments manageable
car insurance on all vehicles
covered by homeowners insurance
covered by renters insurance
have life insurance
household plans ahead financially
confidence in insurance coverage
LIFE EVENT--MOVED TO NEW HOME, APARTMENT, RESIDENCE
how well managing financially
Hispanic, Latino, Spanish, or Latine
Black or African American
Asian or Asian American
Middle Eastern or North African
Native Hawaiian or other Pacific Islander
Some other race or ethnicity (please specify): qb12_other
LIFE EVENT--MAJOR HEALTH CHANGE OR PHYSICAL ABILITY
overall health
checked credit score past 12 months
live parents to receive financial help
live parents To help them financially
live parents to receive help with childcare, medical care, or elder care
live parents to give help with childcare or medical care
live parents prefer to live with others
live parents other
live adult children to receive financial help
live adult children To help them financially
live adult children to receive help with childcare, medical care
live adult children to give help with childcare or medical care
live adult children prefer to live with others
live adult children other
part play in making financial decisions for household
household how much money left after selling all
household how much debt after selling all
ever worried whether food would run out before got money to buy more.
did not get healthcare needed because couldnt afford it
stopped taking a medication or took less than directed due to the costs
Medicaid or Childrens Health Insurance Program (CHIP)
Programs that provide support based on a disability status or health condition
Temporary Assistance for Needy Families (TANF)
Women, Infants and Children (WIC)
Section 8 or other housing programs
Supplemental Nutrition Assistance Program (SNAP or food stamps)
Other public benefit
you or anyone in household receiving income from social security
Checking or savings account
have debt--auto loans
Other assets
Bonds or certificates of deposits (CDs)
Educational savings plans (such as 529 or Coverdell)
Cryptocurrencies or other digital assets
Purchased a money order or cashiers check at a location that was not a bank or c
have general purpose credit card
have store credit card
have debt--student loans
have debt--small business loans
have debt--mortgages
have debt--medical
have debt--credit cards
have debt--other debts
have health insurance
time period for planning or budgeting
answer options order most important financial goals
Saving for my own education or the education of someone in my household
Paying off student debt for myself or another person in my household
Purchasing a home
Paying off a mortgage
Paying off other debt (credit card, car loan, etc.)
Saving for other large purchases (car, appliances, furnishings, wedding, or vaca
Starting or growing a business
Saving for an emergency
Saving for retirement
Building or safeguarding an inheritance to pass on to my loved ones
Just getting by - covering basic living expenses
Other (please specify): qd114_other
None of the above
most important financial goals
current employment status
currently have more than one job
member of labor union
main source of health insurance
you or anyone in household deaf or anyone have serious difficulty hearing
Myself
Another adult in my household age 18-65
Another adult in my household over the age of 65
A child under 18
who deaf or anyone have serious difficulty hearing
you or anyone in household blind or does anyone have serious difficulty seeing e
who blind or does anyone have serious difficulty seeing even when wearing glasse
you or anyone in household have serious difficulty concentrating, remembering, o
who has serious difficulty concentrating, remembering, or making decisions
you or anyone in household have serious difficulty walking or climbing stairs
who has serious difficulty walking or climbing stairs
you or anyone in household have difficulty dressing or bathing
who has serious difficulty dressing or bathing
you or anyone in household have difficulty doing errands alone
who has serious difficulty doing errands alone
LIFE EVENT--DEATH OF SOMEONE IN THE HOUSEHOLD
LIFE EVENT--PURCHASED A HOME
LIFE EVENT--BEGAN PAYING EDUCATIONAL EXPENSES
LIFE EVENT--UNEXPECTED MAJOR REPAIR
LIFE EVENT--UNEXPECTED OUT OF POCKET MEDICAL EXPENSE
LIFE EVENT--HAD FINES, FEES OR COURT EXPENSES
have debt--home equity line of credit with a balance
have debt--loan from a retirement plan
mental health
Spouse, partner, or significant other lives in household
Adult children or step-children (over 18) who are NOT currently enrolled in scho
Parent(s) or parent(s)-in-law live in household
Children or step-children (under 18)
Other relatives
household have money left after selling all
ever skipped paying rent or mortgage or paid late because could not afford it
ever skipped paying a utility bill or paid it late because you did not have enou
ever had to go without dental care because couldnt afford it
Unemployment insurance benefits
best description income in household
Individual retirement account not provided by an employer (such as a traditional
Savings in cash not held in an account
Other investment accounts that allow you to invest in the stock market
Educational savings plans (such as 529 or Coverdell) save frequency
Cryptocurrencies or other digital assets  save frequency
Checking or savings save frequency
Took out an auto title loan
how total outstanding balance on credit cards changed
currently owe in auto loans
currently owe in student loans
currently owe in small business loans
currently owe on mortgage(s)
currently owe in past-due medical bills
currently owe in outstanding credit card balances carried over from previous mon
currently owe in other types of debt or loans not listed
have debt--personal loans
current value checking and savings accounts
current value bonds or certificates of deposits (CDs)
current value individual retirement account not provided by an employer
current value savings in cash not held in an account
current value other non-retirement investment accounts that allow you to invest
current value cryptocurrencies or other digital assets
current value educational savings plans
current value other financial assets or accounts
currently owe in loans from a retirement plan
own where you live
rent where you live
have any natural disaster insurance
have a will
best description current job
job full-time
size of organization
size of organization primary job
size of organization secondary job
number of jobs
best description primary job
primary job full-time
best description secondary job
secondary job full-time
percentage household total income comes from own businesses
have access to benefit plan lets employees own part of business
member of worker cooperative
LIFE EVENT--DIVORCE OR SEPARATION
LIFE EVENT--BECAME PRIMARY CAREGIVER UNDER AGE OF 18
how doing financially compared to a year ago
how likely natural disaster impact in next 12 months
LIFE EVENT--BECAME PRIMARY CAREGIVER 18 YEARS OR OLDER
LIFE EVENT--LOST POWER, WATER OR HEAT
currently owe in home equity line(s) of credit
anyone in household U.S. veteran
anyone in household active duty member of the armed services or a member of the
LIFE EVENT--LESS INCOME DUE TO UNEMPLOYMENT, PAY CUT, REDUCED HOURS
LIFE EVENT--VICTIM OF FRAUD OR IDENTITY THEFT
how expenses changed last 12 months
how income changed last 12 months
how many different institution checking or savings accounts
argest emergency expense household could handle with only savings
order qf008 series
Secured credit card (a credit card backed by a security deposit)
Credit builder loan
Reporting your rent payments to a credit bureau
Reporting the recurring bill payments in your bank account to a credit bureau
Credit repair service
Credit counseling service
made purchase with buy now pay later last 12 months
how many times purchase with buy now pay later last 12 months
applied for any type of loan or credit last 12 months
turned down for loan or credit last 12 months
A program that helps pay for heating or cooling (such as LIHEAP)
receive Earned Income Tax Credit last 12 months
receive Child Tax Credit last 12 months
Used a personal line of credit (for example, a personal credit card)
Used money from a personal bank account
Took out a personal loan
Borrowed money from a friend or family member outside my household
how familiar with benefit plans let employees own part of business
offer benefit plans let employees own part of business
how easy or difficult to access credit for business(es) owned
experience natural disaster or severe weather event past 12 months
anyone living with you 62 years old or older
how many active general purpose and store credit cards
Temporary loss of coverage
Reduction in coverage
Increase in the cost of coverage
order qf123 series
Paid sick leave or vacation/personal leave
Paid maternity or paternity leave
Health insurance
Disability insurance
Life insurance
Retirement plan (such as a 401k, 403(b), or Thrift Savings Plan (TSP))
Pension or cash balance plan
own business
how doing financially over the next year
expected inflation rate
how easy or difficult afford student loan payments past year
how much personally trust financial institutions
order of qf221 series
Financial institutions can keep my deposits safe
Financial institutions give good financial advice
Financial institutions are honest and transparent about costs and fees
Financial institutions want to help me improve my finances
received financial assistance from relative friend not in household past 12 mon
given financial assistance to relative friend not in household past 12 months
donated money to charities, nonprofit organizations, foundations, religious org
how much  donated money to charities, nonprofit organizations, foundations, reli
order sources used get information about personal finances
Social media (Reddit, YouTube, TikTok)
General chatbots (ChatGPT, Gemini)
Financial professionals (advisor, planner)
Personal finance websites or apps not affiliated with a bank (Credit Karma, Nerd
An employee at my bank or other financial institution
A chatbot or virtual assistant at my bank or financial institution (Bank of Amer
Friends or family
Other (please specify): qf401_other
None of these
sources used get information about personal finances
order trusted sources
HOW PLEASANT INTERVIEW
Weight -- financial decision makers
credit report willingness
sexual orientation
identify as transgender
gender identity
Man
Woman
Non-binary, gender non-conforming, or genderqueer
Other (please specify): qb10_other
Version of q112 that includes uninsured people (see script for details)
Financial Health tier (calculated)
RECODE of q036 (how compares total income to total spending)
RECODE of q039 (how paid bills over last 12 months)
RECODE of q044 (how long could cover expenses)
RECODE of q045 (how confident doing what needed to meet long term goals)
RECODE of q077 (debt payments manageable)
RECODE of q004 (rate credit score)
RECODE of q112 (confidence in insurance coverage)
RECODE of q113 (household plans ahead financially)