Individual Identifier
Sample Type
Recruiting Batch
Primary respondent or not
Hardware provided
Survey language
Survey start date
Survey end date
Gender - Male
Year of birth
Age
Age range for missing age
US citizen
Born in the US
State born - FIPS coding
Country born
Unlisted country born
Immigrant status
State residence - FIPS coding
Marital status
Living with partner
Highest level of education
Spanish/Hispanic/Latino
Spanish/Hispanic/Latino group
White
Black
American Indian or Alaska Native
Asian
Hawaiian/Pacific Islander
Race
Currently working
On sick or other leave
Unemployed - on layoff
Unemployed - looking
Retired
Disabled
Other Labor Force Status
Labor Status
Employment type
Work full-time or part-time
Hours of work per week
Household income
Whether any other HH member
Number of household members besides R
HH member 1 age
HH member 2 age
HH member 3 age
HH member 4 age
HH member 5 age
HH member 6 age
HH member 7 age
HH member 8 age
HH member 9 age
HH member 10 age
HH member 11 age
HH member 12 age
HH member 13 age
HH member 14 age
HH member 15 age
HH member 1 gender - male
HH member 2 gender - male
HH member 3 gender - male
HH member 4 gender - male
HH member 5 gender - male
HH member 6 gender - male
HH member 7 gender - male
HH member 8 gender - male
HH member 9 gender - male
HH member 10 gender - male
HH member 11 gender - male
HH member 12 gender - male
HH member 13 gender - male
HH member 14 gender - male
HH member 15 gender - male
Whether HH member 1 is in the HH
Whether HH member 2 is in the HH
Whether HH member 3 is in the HH
Whether HH member 4 is in the HH
Whether HH member 5 is in the HH
Whether HH member 6 is in the HH
Whether HH member 7 is in the HH
Whether HH member 8 is in the HH
Whether HH member 9 is in the HH
Whether HH member 10 is in the HH
Whether HH member 11 is in the HH
Whether HH member 12 is in the HH
Whether HH member 13 is in the HH
Whether HH member 14 is in the HH
Whether HH member 15 is in the HH
HH member 1 relationship
HH member 2 relationship
HH member 3 relationship
HH member 4 relationship
HH member 5 relationship
HH member 6 relationship
HH member 7 relationship
HH member 8 relationship
HH member 9 relationship
HH member 10 relationship
HH member 11 relationship
HH member 12 relationship
HH member 13 relationship
HH member 14 relationship
HH member 15 relationship
currently in school
general health
satisfaction current financial situation
rate credit score
because of money situation, I feel like I will never have the things I want in l
I am just getting by financially
I am concerned that the money I have or will save wont last
I have money left over at the end of the month
my finances control my life
stress because of finances
how easy to predict household income for following month
income varied month per month
Medicaid
Medicare
social security
Supplemental Security Income (SSI) Benefits
Social Security Disability Insurance (SSDI)
Supplemental Nutrition Assistance Program (SNAP or food stamps)
Other public benefit
how compares total income to total spending
how paid bills over last 12 months
how pay emergency expense
Put it on my credit card and pay it off in full at the next statement
Put it on my credit card and pay it off over time
With the money currently in my checking/savings account or with cash
Using money from a bank loan or line of credit
By borrowing from a friend or family member
Using a payday loan, deposit advance, or overdraft
By selling something
I wouldnt be able to pay for the expense right now
Other, please specify: q043_other
how long could cover expenses
how confident doing what needed to meet long term goals
Checking account current value
Savings account current value
Employer-provided retirement account (e.g. 401k, 403(b) or Thrift Savings Plan (
Individual retirement account not provided by an employer (IRA, Keogh, SEP, or a
Savings in cash current value
Other current value
Checking save frequency
Savings account save frequency
Retirement account (IRA, Keogh, SEP, or any other retirement fund) frequency
Savings in cash frequency
Other save frequency
Cashed a check
Sent money to friends or family living outside the US
Borrowed a payday loan or received a payday advance
Used a pawn shop loan
Used rent-to-own services
Took out a tax refund anticipation loan
debt payments manageable
amount of debt--auto loans
amount of debt--student loans
amount of debt--small business loans
amount of debt--mortgages
amount of debt--medical
amount of debt--credit cards
living situation
car insurance on all vehicles
covered by homeowners insurance
covered by renters insurance
have life insurance
have short or long term disability insurance
have health insurance
confidence in insurance coverage
household plans ahead financially
main job
Paid sick leave
Paid vacation/personal leave
Paid parental leave
Student loan repayment
Health insurance
Disability insurance
Life insurance
Retirement plans
Childcare
Ability to work from home
Other, please specify: q123_other
Dont know
main source of health insurance
USED INTERNET BANKING
spent time in jail/prison
anyone in HH deaf - No
anyone in HH deaf - Yes, Myself
anyone in HH deaf - Yes, Other adult (age 18-65) in your household
anyone in HH deaf - Yes, Other adult (age 65 and over)
anyone in HH blind - anyone in HH deaf - Yes, Child (age 5 - 17)
anyone in HH deaf - Yes, Other (Please Specify): q138_other
anyone in HH deaf - I dont know
anyone in HH deaf
anyone in HH blind - No
anyone in HH blind - Yes, Myself
anyone in HH blind - Yes, Other adult (age 18-65) in your household
anyone in HH blind - Yes, Other adult (age 65 and over)
Yes, Child (age 5 - 17)
anyone in HH blind - Yes, Other (Please Specify): q139_other
anyone in HH blind - I dont know
anyone in HH blind
anyone in HH memory difficulty - No
anyone in HH memory difficulty - Yes, Myself
anyone in HH memory difficulty - Yes, Other adult (age 18-65) in your household
anyone in HH memory difficulty - Yes, Other adult (age 65 and over)
anyone in HH memory difficulty - Yes, Child (age 5 - 17)
anyone in HH memory difficulty - Yes, Other (Please Specify): q140_other
anyone in HH memory difficulty - I dont know
anyone in HH have memory/concentration difficulty because of a health condition
anyone in HH difficulty walking - No
anyone in HH difficulty walking - Yes, Myself
anyone in HH difficulty walking - Yes, Other adult (age 18-65) in your household
anyone in HH difficulty walking - Yes, Other adult (age 65 and over)
anyone in HH difficulty walking - Yes, Child (age 5 - 17)
anyone in HH difficulty walking - Yes, Other (Please Specify): q141_other
anyone in HH difficulty walking - I dont know
anyone in HH have difficulty walking/climbing stairs
anyone in HH difficulty dressing/bathing - No
anyone in HH difficulty dressing/bathing - Yes, Myself
anyone in HH difficulty dressing/bathing - Yes, Other adult (age 18-65) in your
anyone in HH difficulty dressing/bathing - Yes, Other adult (age 65 and over)
anyone in HH difficulty dressing/bathing - Yes, Child (age 5 - 17)
anyone in HH difficulty dressing/bathing - Yes, Other (Please Specify): q142_oth
anyone in HH difficulty dressing/bathing - I dont know
anyone in HH have difficulty dressing or bathing
anyone in HH difficulty with errands - No
anyone in HH difficulty with errands - Yes, Myself
anyone in HH difficulty with errands - Yes, Other adult (age 18-65) in your hous
anyone in HH difficulty with errands - Yes, Other adult (age 65 and over)
anyone in HH difficulty with errands - Yes, Child (age 5 - 17)
anyone in HH difficulty with errands - Yes, Other (Please Specify): q143_other
anyone in HH difficulty with errands - I dont know
anyone in HH have difficulty doing errands because of a health condition
I worried whether our food would run out before I got money to buy more.
we had trouble paying our rent or mortgage
did not get healthcare we needed because we couldnt afford it
stopped taking a medication or took less than directed due to the costs
LIFE EVENT--MARRIAGE
LIFE EVENT--DIVORCE OR SEPARATION
LIFE EVENT--DEATH OF A FAMILY MEMBER
LIFE EVENT--BECAME CAREGIVER OF OLDER ADULT
LIFE EVENT--BEGAN COLLEGE OR GRAD SCHOOL
LIFE EVENT--GRADUATED COLLEGE OR GRAD SCHOOL
LIFE EVENT--HAD MAJOR MEDICAL EXPENSE
LIFE EVENT--OTHER SIGNIFICANT LIFE EVENT
Purchased a money order
prepaid card value
amount of other debt or loans
amount of debt--home equity line of credit
HAVE ONE OR MORE CREDIT CARDS
USED MOBILE BANKING
HOW OFTEN OVERDRAW CHECKING ACCT
HOW OFTEN CARRY A CREDIT CARD BALANCE
CURRENTLY SETTING ASIDE MONEY FOR EMERGENCY
WORKED AS AN INDEPENDENT CONTRACTOR/CONSULTANT/FREELANCE
COMPLETED ONE-OFF TASKS ONLINE OR IN-PERSON
WORKED IN A JOB WHERE ONLY CALLED TO WORK AS NEEDED
WORKED UNDER SHORT-TERM CONTRACTS
WORKED A JOB THAT LASTED A LIMITED TIME
Yes, I do
Yes, someone else in my household does
No
Checking account
Savings account
An employer-provided traditional pension or cash balance plan
have debt--auto loans
have debt--student loans
have debt--small business loans
have debt--mortgages
have debt--medical
have debt--credit cards
have debt--other loans
None of these
benefits employer offers
LIFE EVENT--BOUGHT A HOME
LIFE EVENT--MOVED TO NEW HOME, APARTMENT, RESIDENCE
LIFE EVENT--PURCHASED CAR
Cash management, money market, health savings account (HSA), and/or certificate
Savings in cash
Other assets
PREPAID CARD YES/NO/DK
Brokerage account, annuity, profit sharing/stock plan, and/or 529 plan
Brokerage account, annuity, profit sharing/stock plan, and/or 529 plan frequency
have debt--home equity line of credit
ENGAGED BY DEBT COLLECTOR
how household income changed
how household expenses changed
Hispanic, Latino, Spanish, or Latinx
Black or African American
Asian or Asian American
Middle Eastern or North African
Native Hawaiian or other Pacific Islander
Some other race or ethnicity (please specify): qb12_other
Man
Woman
Non-binary, gender non-conforming, or genderqueer
Other (please specify): qb10_other
gender identity
identify as transgender
sexual orientation
how well managing financially
LIFE EVENT--BECAME PRIMARY CAREGIVER
LIFE EVENT--MAJOR HEALTH CHANGE OR PHYSICAL ABILITY
have debt--loan from a retirement plan
amount of debt--loan from a retirement plan
type of industry
how likely recommend company as place to work
expectation personal financial situation
financial situation today compared to March 2020
FLQ123
Access to an emergency savings account or employer contributions toward emergenc
ever taken out federal or private student loan
temporary pause payments and interest apply to any loans
how valuable student loan pause
total monthly student loan payments
how difficult pay if student loan pause ended next month
pay all bills if $400 emergency expense
checking account value correct
saving account value correct
prepaid card value correct
individual retirement account value correct
savings in cash value value correct
corrected checking account current value
corrected saving account current value
corrected prepaid card current value
corrected individual retirement account current value
corrected savings in cash current value
out of pocket spent on medical care
Saving for my own education
Saving for the education of my children, grandchildren, or other minors
Paying off student debt for myself or another person in my household
Buying or paying off the mortgage on a house
Paying off other debt (credit card, car loan, etc.)
Saving for a large purchase (car, appliances, furnishings)
Saving for a special occasion (such as a wedding or vacation)
Starting or growing a business
Building savings / creating a financial cushion
Saving for retirement
Just getting by - covering basic living expenses
Building or safeguarding an inheritance to pass on to my loved ones
Other (please specify): qc114_other
most important financial goals
checked credit score past 12 months
Currently working for pay
Temporarily laid off
Unemployed - looking for work
Homemaker
Student
Other
current work situation
looked for job in last 4 weeks
how pai main job
hourly rate
usual annual earnings
member of labor union
how often in contact within six feet of other people
how likely voluntarily leave main job during next 12 months
change main job in past 12 months
change employer after main job changed
job change voluntary or involuntary
how paid previous job
Better pay
Ability to work more hours
Ability to work fewer hours
A more predictable schedule
Better working conditions
Better benefits
Better location
Better role
Less exposure to COVID-19
Better accommodation of childcare
Change in family situation
Other (please specify): qc133_other
why change jobs
prior annual salary or wage after job change
prior hourly salary or wage after job change
My wages or salary increased
My wages or salary decreased
The number of hours that I normally work increased
The number of hours that I normally work decreased
The schedule that I normally work became more predictable
The schedule that I normally work became less predictable
prior annual salary or wage after increase
prior hourly salary or wage after increase
ability work affected by childcare responsibilities
Reduced hours
Used paid time off (vacation or sick time)
Took an extended paid leave of absence from my employer
Took an extended unpaid leave of absence from my employer
Switched to a less demanding job
Switched to a job that allowed remote work
Quit a job and left the workforce
Other (please specify): qc137_other
actions taken as result of childcare responsibilities
price changed food
price changed housing
price changed utilities
price changed transportation
price changed education
price changed healthcae
price changed childcare
impact price changed food
impact price changed housing
impact price changed utilities
impact price changed transportation
impact price changed education
impact price changed healthcae
impact price changed childcare
financial stress because of recent price increases
Cut back on the amount that we buy
Used savings to pay for goods
Shopped more at discount retailers (for example, dollar stores, discount grocers
Carried a balance on a credit card
Purchased items in bulk
Change what you buy (e.g., chicken or eggs rather than beef)
Delayed a planned purchase, for example, of a car
Moved to a less expensive housing situation
Traveled less to save on gas
other measure taken to help cope price increases
expected rate of inflation next 12 months
overall health
Score - Spend (calculated)
Score - Save (calculated)
Score - Borrow (calculated)
Score - Plan (calculated)
Score - FinHealth (calculated)
Financial Health tier (calculated)
CPS data for population benchmarks
Base Weight
Relative Post-Stratification Weight
Whether any weighting variable is imputed