Number of household UAS members besides the respondent
Sample Type
Recruiting Batch
Primary respondent or not
Hardware provided
Survey language
Survey start date
Survey start year
Survey start month
Survey start day
Survey start hour
Survey start minute
Survey start second
Survey end date
Survey end year
Survey end month
Survey end day
Survey end hour
Survey end minute
Survey end second
Gender - Male
Year of birth
Age
Age range for missing age
US citizen
Born in the US
State born - FIPS coding
Country born
Unlisted country born
Immigrant status
State residence - FIPS coding
Marital status
Living with partner
Highest level of education
Spanish/Hispanic/Latino
Spanish/Hispanic/Latino group
White
Black
American Indian or Alaska Native
Asian
Hawaiian/Pacific Islander
Race
Currently working
On sick or other leave
Unemployed - on layoff
Unemployed - looking
Retired
Disabled
Other Labor Force Status
Labor Status
Employment type
Work full-time or part-time
Hours of work per week
Household income
Whether any other HH member
Number of household members besides R
satisfaction current financial situation
rate credit score
because of money situation, I feel like I will never have the things I want in l
I am just getting by financially
I am concerned that the money I have or will save wont last
stress because of finances
income varied month per month
how compares total income to total spending
how paid bills over last 12 months
how long could cover expenses
how confident doing what needed to meet long term goals
debt payments manageable
living situation
car insurance on all vehicles
covered by homeowners insurance
covered by renters insurance
have life insurance
household plans ahead financially
current age asked if not known
I have money left over at the end of the month
my finances control my life
Put it on my credit card and pay it off in full at the next statement
Put it on my credit card and pay it off over time
With the money currently in my checking/savings account or with cash
Using money from a bank loan or line of credit
By borrowing from a friend or family member
Using a payday loan, deposit advance, or overdraft
By selling something
I wouldnt be able to pay for the expense right now
Other, please specify: q043_other
how pay emergency expense
Cashed a check
Sent money to friends or family living outside the US
Borrowed a payday loan or received a payday advance
Used a pawn shop loan
Used rent-to-own services
Took out a tax refund anticipation loan
confidence in insurance coverage
Hispanic, Latino, Spanish, or Latinx
Black or African American
Asian or Asian American
Middle Eastern or North African
Native Hawaiian or other Pacific Islander
Some other race or ethnicity (please specify): qb12_other
Man
Woman
Non-binary, gender non-conforming, or genderqueer
Other (please specify): qb10_other
gender identity
identify as transgender
sexual orientation
how well managing financially
LIFE EVENT--MAJOR HEALTH CHANGE OR PHYSICAL ABILITY
ever taken out federal or private student loan
temporary pause payments and interest apply to any loans
checked credit score past 12 months
overall health
how frequent stress because of finances
Checking or savings account
Employer-provided retirement account, or pension (such as a 401k, 403(b) or Thri
Individual retirement account not provided by an employer (such as an IRA, Keogh
have debt--auto loans
have debt--student loans
have debt--small business loans
have debt--mortgages
have debt--medical
have debt--credit cards
have health insurance
Medicaid or Childrens Health Insurance Program (CHIP)
Programs that provide support based on a disability status or health condition
current employment status
ever worried whether food would run out before got money to buy more.
LIFE EVENT--DIVORCE
LIFE EVENT--DEATH OF SOMEONE IN THE HOUSEHOLD
LIFE EVENT--PURCHASED A HOME
LIFE EVENT--BECAME PRIMARY CAREGIVER
Savings in cash not intended for daily expenses
Other assets
Other non-retirement investment accounts that allow you to invest in the stock m
have debt--home equity line of credit with a balance
have debt--loan from a retirement plan
main source of health insurance
HOW OFTEN OVERDRAW CHECKING ACCT
HOW OFTEN CARRY A CREDIT CARD BALANCE
Supplemental Nutrition Assistance Program (SNAP or food stamps)
Other public benefit
household have money left after selling all
household how much money left after selling all
household how much debt after selling all
how doing financially compared to a year ago
how doing financially one year from now
how business condition during next 12 months
how business condition during next 5 years
time to buy major household items
Accommodation and food services
Administrative support and waste management and remediation services
Agriculture, forestry, fishing, and hunting
Armed Forces
Arts, entertainment, and recreation
Construction
Educational services
Finance and insurance
Healthcare and social assistance
Information
Management of companies and enterprises
Manufacturing
Mining, quarrying, and oil and gas extraction
Professional, scientific, and technical services
Public administration
Real estate and rental and leasing
Retail
Telecom, information technology, broadcasting, or data services
Transportation and warehousing
Utilities
Wholesale trade
Other services, except public administration (please specify): qd17a_other
type of industry/industries
how difficult pay if student loan pause ended next month
personally have student loan
student loan on an income-driven repayment (IDR) plan
live parents to receive financial help
live parents To help them financially
live parents to receive help with childcare, medical care, or elder care
live parents to give help with childcare or medical care
live parents prefer to live with others
live parents other
live adult children to receive financial help
live adult children To help them financially
live adult children to receive help with childcare, medical care
live adult children to give help with childcare or medical care
live adult children prefer to live with others
live adult children other
Spouse, partner, or significant other lives in household
Adult children or step-children (over 18) who are NOT currently enrolled in scho
Parent(s) or parent(s)-in-law live in household
part play in making financial decisions for household
LIFE EVENT--SEPARATION
LIFE EVENT--BEGAN PAYING EDUCATIONAL EXPENSES
LIFE EVENT--HAD MEDICAL EXPENSES THAT WERE PLANNED
LIFE EVENT--UNEXPECTED MAJOR REPAIR
LIFE EVENT--UNEXPECTED OUT OF POCKET MEDICAL EXPENSE
LIFE EVENT--HAD FINES, FEES OR COURT EXPENSES
pay all bills if $3500 emergency expense
Bonds or certificates of deposits (CDs)
Educational savings plans (such as 529/Coverdell)
Cryptocurrencies or other digital assets
how long have non-retirement investment account
how household saves for short-term expenses or emergencies
how household saves for long-term expenses or emergencies
have general purpose credit card
have store credit card
Saving for my own education or the education of someone in my household
Paying off student debt for myself or another person in my household
Purchasing a house
Paying off a mortgage on a house
Paying off other debt (credit card, car loan, etc.)
Saving for other large purchase (car, appliances, furnishings, wedding, or vacat
Starting or growing a business
Saving for an emergency
Saving for retirement
Building or safeguarding an inheritance to pass on to my loved ones
Just getting by - covering basic living expenses
Other (please specify): qd114_other
None of the above
most important financial goals
time period for planning or budgeting
Temporary Assistance for Needy Families (TANF)
Women, Infants and Children (WIC)
Section 8 or other housing programs
you or anyone in household receive any federal tax credits for working or suppor
you or anyone in household receiving income from social security
how household expenses changed
Purchased a money order or cashiers check at a location that was not a bank or c
ever had trouble paying rent or mortgage
did not get healthcare needed because couldnt afford it
stopped taking a medication or took less than directed due to the costs
I earned income as an independent contractor or consultant or a freelance worker
I earned income from a business I fully or partially own
I earned income from an on-call position where I was only called in to work as-n
I earned income from a limited time temporary job
currently have more than one job
Cut back on the amount that we buy
Used savings to pay for everyday expenses
Shopped more at discount retailers (for example, dollar stores, discount grocers
Carried a balance on a credit card
Purchased items in bulk
Change what you buy (e.g., chicken or eggs rather than beef)
Delayed a planned purchase, for example, a car or vacation
Moved to less expensive housing
Drove less to save on gas
other measure taken to help cope price increases
how price increases over past 12 months impacted ability to maintain standard of
Gone to charities, food banks, etc.
personally trust financial institutions such as banks or credit unions
how much financial help expect from family
how much financial help expect from friends
already filed taxes for 2022
expectation taxes for 2022
you or anyone in household deaf or anyone have serious difficulty hearing
Myself
Another adult in my household age 18-65
Another adult in my household over the age of 65
A child under 18
who deaf or anyone have serious difficulty hearing
you or anyone in household blind or does anyone have serious difficulty seeing e
who blind or does anyone have serious difficulty seeing even when wearing glasse
you or anyone in household have serious difficulty concentrating, remembering, o
who has serious difficulty concentrating, remembering, or making decisions
you or anyone in household have serious difficulty walking or climbing stairs
who has serious difficulty walking or climbing stairs
you or anyone in household have difficulty dressing or bathing
who has serious difficulty dressing or bathing
you or anyone in household have difficulty doing errands alone
who has serious difficulty doing errands alone
mental health
how frequently mix personal finances with business finances
Paid sick leave or vacation/personal leave
Paid parental leave
Student loan repayment
Health insurance
Disability insurance
Life insurance
Retirement plans (such as a 401k, 403(b), or Thrift Savings Plan (TSP))
Pension or cash balance plan
Subsidies to pay for childcare
Ability to work from home
Access to earned wages in advance of payday (Employers typically partner with a
Access to an emergency savings account or employer contributions toward emergenc
Other (please specify): qd123a_other
None of these
benefits have access to through employer
Other (please specify): qd123b_other
benefits have access to through employer multiple jobs
I changed employers voluntarily
I was permanently laid off or fired
I was furloughed or put on temporary leave
My hours increased
My hours decreased
My annual salary or hourly wage increased
My annual salary or hourly wage decreased
ability to work been negatively affected by caregiving responsibilities
Reduced hours at work
Used paid time off (vacation or sick time)
Took an extended paid leave of absence from my employer
Took an extended unpaid leave of absence from my employer
Switched to a less demanding job
Switched to a job that allowed remote work
Quit a job and left the workforce
Took on additional hours to pay for the cost of caregiving
Took a job with higher pay to cover the cost of caregiving
Other, please specify: qd137_other
experiences as a result of your caregiving responsibilities
order experiences as a result of your caregiving responsibilities
full time job at least 35 hours each week
size of organization
order benefits have access to through employer
correct answer option coding qd125
financial stress because of price increases
qd093 version indicator
qd224 version indicator
RECODE of q036 (how compares total income to total spending)
RECODE of q039 (how paid bills over last 12 months)
RECODE of q044 (how long could cover expenses)
RECODE of q045 (how confident doing what needed to meet long term goals)
RECODE of q077 (debt payments manageable)
RECODE of q004 (rate credit score)
RECODE of q112 (confidence in insurance coverage)
Version of q112 that includes uninsured people (see script for details)
RECODE of q113 (household plans ahead financially)
Financial Health tier (calculated)
Spend financial health tiers (calculated)
Save financial health tiers (calculated)
Borrow financial health tiers (calculated)
Plan financial health tiers (calculated)
Fin health score deciles (calculated)
Fixed version of qd093 (see data cleaning script)
Retirement plans (401k, 403(b), or TSP)
Access to earned wages in advance of payday
Access or contributions to emergency savings account
Other (please specify)
Relative Post-Stratification Weight